A McDonalds sign near Vero Beach, Florida still stands after
UNITED STATES - SEPTEMBER 06: A McDonalds sign near Vero Beach, Florida still stands after being damaged by Hurricane Frances September 6, 2004. Allstate Corp., Ace Ltd. and other insurers face $3 billion to $6 billion in losses from Hurricane Frances, a fraction of earlier estimates, after the storm weakened as it crossed Florida, storm modelers said. (Photo by Matt Stroshane/Bloomberg via Getty Images)

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