Stressed family reviewing mortgage loan documents with bored children at home dining table - stock photo

A multiracial mother reads printed loan paperwork with a stylus in hand while her Latino husband leans in over her shoulder to follow the terms, as their daughter rests her chin on her hand and their son holds his head in visible frustration at the wooden dining table. The open-plan living room of their New South Wales home stretches behind them, capturing the strain of a long household financial discussion.