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Visitors are seen outside the SAP AG headquarters in Walldorf,... News PhotoBusiness,CEO,Corporate Business,Economy,Europe,Finance,Germany,Headquarters,Horizontal,Making Money,Occupation,SAP AG,Visit,WalldorfPhotographer Collection: Bloomberg 2013 BloombergVisitors are seen outside the SAP AG headquarters in Walldorf, Germany, on Wednesday, Jan. 23, 2013. SAP AG, the biggest maker of business-management software, forecast at least a 12 percent gain in full-year earnings as it adds Internet-based programs to attract users and fend off competition from Oracle Corp. Photographer: Ralph Orlowski/Bloomberg via Getty Images