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The official Logo of Single Euro Payments Area is seen on a computer... News PhotoBerlin,Bestof,Computer,Finance,Germany,Horizontal,Magnifying Glass,Technology,Topics,TopixPhotographer Collection: Photothek 2013 PhotothekBERLIN, GERMANY - OCTOBER 24: The official Logo of Single Euro Payments Area ( SEPA ) is seen on a computer screen through a magnifying glass on October 24, 2013 in Berlin, Germany. SEPA is an initiative of the European banking industry that will make all electronic payments across the euro area and the deadline for euro area countries to migrate to the SEPA credit transfer and direct debit schemes is set at February 1, 2014. The second migration progress report released today by The European Central Bank (ECB) warned against late migration to the new schemes. (Photo by Thomas Trutschel/Photothek via Getty Images)