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Ida Mae and Clyde Whitley had basically everything go wrong for them.... News PhotoBestof,Chicago - Illinois,Horizontal,Human Interest,Illinois,Panoramic,Topics,Topix,USAPhotographer Collection: The Washington Post 2011 The Washington PostCHICAGO, IL- MAY 22: Ida Mae and Clyde Whitley had basically everything go wrong for them. Ida Mae and Clyde Whitley had basically everything go wrong for them. Ida Mae had a credit score of 696 and had never owned a home until 2006, when they got swept up in the worst parts of the housing bubble. In a lawsuit, they say they worked with a mortgage broker who falsified their income and other financial documents in order to approve them for a home they could not afford. In addition, the value of the home was falsely inflated by an appraiser who was working with the mortgage company. They got roped into a 2/28 loan (interest rate reset after the first two years), and actually had two different liens on their house. (Photo by Carlos Javier Ortiz for The Washington Post)