Vocalink Ltd.'s ZAPP Mobile Banking System For Smartphones

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An employee holds an Apple Inc. iPhone with the 'check out' section... News PhotoApple Computers,Bank Manager,Banking,Business,Corporate Business,Cross Section,England,Europe,Exchanging,Finance,Horizontal,Lobby,London - England,Mobile Phone,Neat,Occupation,Office,Order,Paying,Photograph,Portable Information Device,Showing,Smart Phone,Technology,UK,Well-dressed,Wireless Technology,Working,iPhonePhotographer Collection: Bloomberg Copyright 2014 Bloomberg Finance LP, All Rights Reserved.An employee holds an Apple Inc. iPhone with the 'check out' section of a demonstration bank payment web page using the Zapp money transfer and payment system in this arranged photograph at the company's offices in London, U.K., on Thursday, Jan. 16, 2014. Zapp, a unit of Vocalink Ltd., has created a system that will allow customers of major banking institutions to see their balance and pay for goods in real-time. Photographer: Chris Ratcliffe/Bloomberg via Getty Images